Fnma High Balance Loan Limits 2025. The new loan limit for most of the country will be $766,550 — a 5.56% increase over the 2025 limit — and is effective for whole loans delivered to fannie mae. One area of interest is the potential increase in conventional loan limits for mortgages in 2025.

In 2025, rocket mortgage is expecting an increase of about 5.56%. The federal housing finance agency (fhfa) establishes fannie mae’s loan limits for 2025, defining the maximum.